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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

January 17, 2018

Fico SBSS: What's Your Business Credit Score

We often interview small business owners who have received an SBA loan through our banking partners to learn about their entrepreneurial journey and keys to success. ... Read More
January 09, 2018

What is Business Debt Coverage?

Are you looking into outside financing to grow your business? If so, there are several financial ratios used by banks to assess the health of your business.Read on to learn... Read More
January 03, 2018

Combined Debt Coverage and Why it Matters to Banks

At SmartBiz Loans, we’re sharing important information you need to know to get SBA loan ready. No longer a mystery, we have identified 7 key metrics lenders consider before... Read More
Business Stories
December 28, 2017

Business Story: Strictly For Kids

Dale Fusch, the owner of Strictly for Kids in Tacoma, Washington has been in the childcare and playground equipment industry for over 35 years. Read More
Business Owners
December 21, 2017

New Year’s Resolutions for the Small Business Owner 2020

“This year I’ll lose weight, start exercising, and enjoy life more!” Sound familiar? Yep, it’s New Year’s resolutions time! As an entrepreneur, look beyond your... Read More
Business Owners
December 20, 2017

7 Podcasts Offering Financial Information for Every Entrepreneur

It’s no secret - business owners are creative and driven. Of course, entrepreneurs also need to be financially savvy. Read More
December 20, 2017

What is the SmartBiz Advisor Loan Ready Score™?

SmartBiz Loans™ is excited to help you get your business SBA loan ready by providing your business with our proprietary Loan Ready Score* when you sign up for our free online... Read More
Business Owners
December 13, 2017

5 Important Tips for Leasing Your First Office Space

Your company is expanding, and you’re ready to lease your very first office space—that’s exciting! Read More
Business Owners
December 07, 2017

Ways Your Small Business Can Support Other Small Businesses  

If you’re a small business owner, are you doing your part to support other entrepreneurs? If you just focus on competition, you could be missing out on the opportunity... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.