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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Employee Management
September 01, 2017

7 Ways to Measure Employee Productivity

As a small business owner, you understand that one of the most important aspects to the success of your business is time. Furthermore, how that time is being spent. ... Read More
Business Finances
August 15, 2017

5 Questions to Ask Before Scaling Your Small Business

Is your product or service in demand? It might be time to scale your small business! If you want to expand, here are questions you should address before you put the... Read More
Business Stories
August 09, 2017

Customer Success Story: Enhanced Security Solutions, Inc.

The most important thing to entrepreneur Brian Swendra and his wife Marina is family time. With young children at home, he wasn’t happy with the intense travel required by... Read More
Business Stories
July 28, 2017

Customer Success Story: Done & Done, Home LLC

You know those people that are not only completely organized but they actually enjoy the organization process? Read More
Business Stories
July 24, 2017

Patient Engagement Superstar: Dr. Arleen Azar-Mehr

When you enter Dr. Arleen Azar-Mehr’s office, the first word that might come to mind is “happy”. Read More
Business Marketing
July 05, 2017

How to Quickly Master Social Media Marketing for Small Businesses

Social media marketing is used by many big companies as an effective tool to build a strong brand and gain a larger audience. But for small businesses, the... Read More
Business Stories
July 03, 2017

Customer Success Story: earthdog

Attention dog lovers! Are you looking for stylish and functional handcrafted accessories for your canine companion? SmartBiz Loans recently worked with a unique company based... Read More
Business Finances
June 29, 2017

Know Your Debt Service Coverage Ratio

Are you a small business owner ready to seek outside funding? You might think that finding a lender is the initial step. However, there’s an important financial ratio... Read More
Business Owners
June 27, 2017

Minimum Wage Changes Are Coming. Here Are 3 Things You Need to Know to Comply

In January 2017, 40 states and jurisdictions across the country raised the minimum wage for small businesses. ... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.