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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Stories
March 20, 2018

Grind Time Facilities – Getting SBA Loan Ready

If you’re located in the Whittier area of Southern California, Grind Time Facilities is the place to work on those healthy New Year’s fitness resolutions or up your... Read More
Business Stories
March 15, 2018

Instinct Dog Behavior & Training LLC

Brian Burton grew up fearful of dogs. It’s hard to imagine as he and his partner Sarah Fraser now own a successful business committed to helping people and dogs co-exist... Read More
March 13, 2018

Applying for an SBA Loan? Know Your Combined Debt Coverage 

Many entrepreneurs applying for an SBA loan don’t know how banks evaluate the financial health of their business. SmartBiz Loans set out to solve that problem and we’re... Read More
Business Owners
March 08, 2018

How SmartBiz Loans Celebrates International Women’s Day

Women have a lot to celebrate in March! This month is designated as Women’s History Month and International Women’s Day is on March 8th. Read More
Business Owners
February 27, 2018

How to Keep Your Business’s Parking Lot Safe

The first impression most people get of your business is in the parking lot. If you have a nice, well-maintained parking lot, it provides a natural transition into... Read More
Employee Management
February 22, 2018

5 Ways To Increase The Productivity Of Your Sales Team

An ideal sales team is responsible for hitting quotas and meeting the sales targets of a company. However, many business managers complain that their team acts ‘lazy’ and... Read More
February 20, 2018

Is Your Small Business Financially Healthy?

The SmartBiz Loan Ready Score* Reveals Where You Stand Read More
February 12, 2018

Is Your Business Growing? Why Banks Want to Know About Your Business Revenue Trend When You Seek Financing

What do SmartBiz® bank partners look for when evaluating a loan application for an SBA or bank loan? One metric they’re interested in is your “Business Revenue Trend”. Read More
Business Finances
February 12, 2018

Determining if You Qualify for a Business Loan

Have you determined that your established small business could use additional funds for working capital, debt consolidation, a commercial real estate purchase, increased... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.