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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

November 29, 2017

Why Your Small Business Needs an Intelligent CFO(™) Before Applying for A Loan

SmartBiz Advisor™ is a new online tool offered by SmartBiz Loans™ that can help you evaluate your business and recommend ways to strengthen it so you can avoid costly... Read More
Business Marketing
November 21, 2017

Small Business Saturday: Last Minute Strategies for Success

Launched 7 years ago, Small Business Saturday — the Saturday after Thanksgiving— has grown into the biggest single sales day for a variety of different small... Read More
Business Finances
October 24, 2017

Small Business Debt Consolidation Strategies

There’s good business debt and bad business debt. Good debt has low rates, long terms and manageable payments. Bad debt, like credit cards or lines of credit, has high rates,... Read More
Business Credit
October 19, 2017

National Get Smart About Credit Day

National Get Smart About Credit Day is being observed this year on October 17th. Sponsored by the American Bankers Association, this day represents a national campaign... Read More
Business Finances
October 11, 2017

How to Increase Small Business Cash Flow

According to a U.S. Bank study, 82% of businesses that fail do so because of cash flow problems. As a small business owner, it’s vital that you understand cash flow,... Read More
Employee Management
September 30, 2017

4 Ways to Improve the Performance of Underperforming Employees

Employees who consistently hit goals (sales, productivity, conversion, etc.), are usually recognized and rewarded. Read More
Business Credit
September 28, 2017

Build and Manage Your Personal Credit Scores

As a small business owner, you might not think that your personal credit score is important. However, a good personal credit score is required is you want to secure low-cost... Read More
Business Finances
September 23, 2017

How to Hire an Accountant for Your Small Business

"If you really want to grow as an entrepreneur, you've got to learn to delegate" — Richard Branson Delegation is often hard for a small business owner. Your business... Read More
Business Stories
September 14, 2017

Customer Success Story: Roshambo Baby

One bright July day, Scott Morris and his wife were enjoying a Padres baseball game in San Diego. Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.