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  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

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    Flexible funds on hand to manage your cash flow seamlessly.

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    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

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  • How it works

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    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

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    Customer Reviews

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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Employee Management
February 22, 2018

5 Ways To Increase The Productivity Of Your Sales Team

An ideal sales team is responsible for hitting quotas and meeting the sales targets of a company. However, many business managers complain that their team acts ‘lazy’ and... Read More
February 20, 2018

Is Your Small Business Financially Healthy?

The SmartBiz Loan Ready Score* Reveals Where You Stand Read More
February 12, 2018

Is Your Business Growing? Why Banks Want to Know About Your Business Revenue Trend When You Seek Financing

What do SmartBiz® bank partners look for when evaluating a loan application for an SBA or bank loan? One metric they’re interested in is your “Business Revenue Trend”. Read More
Business Finances
February 12, 2018

Determining if You Qualify for a Business Loan

Have you determined that your established small business could use additional funds for working capital, debt consolidation, a commercial real estate purchase, increased... Read More
February 05, 2018

Business Credit and Personal Debt

Does your small business need working capital? Perhaps you want to refinance expensive debt. Maybe you’re in the position to purchase or refinance owner-occupied commercial... Read More
Business Owners
January 31, 2018

10 Green Hacks For Small Businesses

Modern small businesses are a serious driver of growth, and some estimates peg the net benefit of going green at upwards of $15 billion over a decade. Read More
January 30, 2018

Business Debt Usage 

Are you looking for a low-cost loan to grow your business?There’s a question every applicant should ask before they jump into the process: “Is my business loan ready?” Read More
Business Owners
January 23, 2018

Mentoring Month: Strengthen Your Small Business

As a small business owner, have you worked with a mentor? If not, Mentoring Month, held annually in January, is a great time to explore this opportunity that can help... Read More
January 22, 2018

Your Personal Credit Score: What It Is, Why It’s Important

Ready to secure funding to spark growth for your small business? An infusion of low-cost funds can be key to the future success of your business. Read More

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Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.