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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Technology
April 12, 2018

11 Practical Tips to Avoid an eCommerce Crisis

It’s extremely important to optimize your eCommerce website processes and stay up-to-date with consumer expectations. Review these evidence-based tips so your eCommerce site... Read More
Business Finances
April 05, 2018

A Step-By-Step Guide To Catching Up On Your Bookkeeping

Tax season is coming—it’s inevitable. Getting your books tax-ready ensures you’re compliant with the IRS recordkeeping requirements. This means no late fees, no surprises,... Read More
April 03, 2018

Applying For An SBA Loan: Calculate Business Debt Coverage

Are you interested in an SBA loan? Low cost funds can be a big boon for a thriving small business. Read More
Business Marketing
March 29, 2018

2018 Website Branding Guide For Small Businesses

In establishing your business, your website is your best branding tool, serving as the template for everything you do online. From logos and colors to tone and structure,... Read More
Business Stories
March 22, 2018

New York’s Center for Montessori Education

Family businesses generate over 50% of the US Gross National Product but less than one third of them survive the transition from first to second generation. Read More
Business Stories
March 15, 2018

Instinct Dog Behavior & Training LLC

Brian Burton grew up fearful of dogs. It’s hard to imagine as he and his partner Sarah Fraser now own a successful business committed to helping people and dogs co-exist... Read More
March 13, 2018

Applying for an SBA Loan? Know Your Combined Debt Coverage 

Many entrepreneurs applying for an SBA loan don’t know how banks evaluate the financial health of their business. SmartBiz Loans set out to solve that problem and we’re... Read More
Business Owners
March 08, 2018

How SmartBiz Loans Celebrates International Women’s Day

Women have a lot to celebrate in March! This month is designated as Women’s History Month and International Women’s Day is on March 8th. Read More
Business Owners
February 27, 2018

How to Keep Your Business’s Parking Lot Safe

The first impression most people get of your business is in the parking lot. If you have a nice, well-maintained parking lot, it provides a natural transition into... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.