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November 20, 2018

8 Entrepreneur Movies for Business Owners

Small business owners need down time. And what better way to relax than by watching a great movie? Forgo superhero, romantic comedy or horror films for a while. Check... Read More
November 16, 2018

Long-Term Loans for Small Business

Whether you’re looking to expand, purchase equipment, boost marketing, or open a new location, a term loan can give your small business the flexibility to invest in... Read More
November 14, 2018

Personal Debt Usage | SmartBiz Advisor

Why does personal debt usage matter when applying for a small business loan? Hear from our Lending Manager about what the metric is, how you can calculate it, and how... Read More
November 13, 2018

Cash Flow Templates in Excel

Cash flow statements help small business owners identify liquidity, the strengths and weakness in terms of the cash flowing in and out of accounts. Here’s how you can... Read More
November 07, 2018

The 10 Best Business Magazines Every Entrepreneur Should Read

Busy business owners have tons on their plate. From managing cash flow to employee hiring, there’s not much time to consume information and seek out inspiration.... Read More
November 06, 2018

Annual Percentage Rate Formula and Calculation

When evaluating different business loan options, annual percentage rates (APRs) can help you make an informed decision. Here’s what you need to know about this number... Read More
November 05, 2018

Small Business Tech Without Breaking the Bank

Upgrading your business is vital if you want to keep up with customer demands and market competition. However, keeping your technology up to date and on trend may... Read More
October 31, 2018

Business Debt Usage | SmartBiz Advisor

Learn what business debt usage is, how it’s calculated, and why it matters to lenders. Plus, see where you can find personalized insights and recommendations based on... Read More
October 26, 2018

Pros and Cons of Credit Cards

According to the SBA, 65 percent of small businesses regularly use credit cards. Despite credit card debt having a bad reputation, using a card for funds isn’t always... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.