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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Small Business Loans
October 15, 2018

How Do Small Business Loans Work?

If your small business could use additional funds to boost growth, SmartBiz Loans is here to help. Learn what’s out there in terms of business financing and how you... Read More
Small Business Loans
October 12, 2018

How to Get Approved for a Small Business Loan

Need to apply for a small business loan? We’ll show you some of the ways you can prepare to increase the likelihood of approval. ... Read More
Small Business Loans
October 11, 2018

Best Small Business Lending Options

Looking to take your small business to the next level with a small business loan? We’ll show you how they work to help you make an informed decision. ... Read More
Business Owners
October 10, 2018

WSBM: Advice and Inspiration from Mompreneurs

October is National Women’s Small Business Month. According to the SBA, there are more than 11 million woman-owned businesses in the U.S. supporting nearly nine... Read More
Small Business Loans
October 09, 2018

Long-Term Business Loans: Best Options for Growth

Considering a long-term loan for your small business? Learn why they can be the best bet for growing your small business, all about the application process, and how... Read More
Small Business Loans
October 04, 2018

Average Business Loan Interest Rate

In the market for business financing? Check out the interest rates on some of the most popular options so you can compare and learn more about what they mean for your... Read More
Business Owners
October 03, 2018

10 Successful Female Entrepreneurs and Their Secrets

American Express OPEN’s "The State of Women-Owned Businesses 2017” found that more than 11.6 million U.S. firms are owned by women, generating $1.7 trillion in sales.... Read More
October 01, 2018

Build Business Credit | SmartBiz Advisor

Find out what factors affect your business credit score, a metric that banks use to evaluate your business before approving your loan application. Learn where you... Read More
Small Business Loans
September 26, 2018

Small Business Equipment Loans Explained

If you’re looking to boost your business growth by purchasing new or used equipment, an equipment loan may be the financing option for you. ... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.