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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
September 06, 2018

How to Value a Small Business

Do you know what your small business is worth? If you’re buying or selling your business, it’s important to nail down solid numbers with accurate valuation formulas.... Read More
Business Credit
September 03, 2018

Finding the Right Credit Card for Your Small Business

Small business credit cards help fund small to midsize businesses. In a report from the American Bankers Association, small businesses with business credit cards had... Read More
Business Marketing
August 29, 2018

Best Ways to Sell on Instagram for Shopify

A Canadian online retail company Shopify is now one of the most popular online platforms for small business owners in the U.S. What once was intended to be an online... Read More
Business Owners
August 27, 2018

5 Benefits of General Liability Insurance Every Business Owner Should Know

It’s a sad reality that most small businesses today remain unprotected from liability claims and lawsuits. If you happen to own a small business that doesn’t have a... Read More
Business Marketing
August 24, 2018

7 Social Media Safety Tips for Businesses

Social media is a solid way to elevate your brand and spread the word about your products or services. If your business is interested in using social media to attract... Read More
Small Business Loans
August 23, 2018

Application for a Business Loan: What You Will Need

When business owners applied for a small business loan in the past, you’d need to haul paperwork into your local bank and hope for the best. These days there are... Read More
Business Marketing
August 22, 2018

How to Use Snapchat for Business

If you think Snapchat is just for keeping in touch with friends or celebrities - you're mistaken. The reality is, it's a powerful business marketing tool. ... Read More
Small Business Loans
August 21, 2018

Popular Small Business Financing Options: 11 Choices

Running a small business comes with unique challenges, and financing is one of them. Outside financing can help a small business advance to the next level. Funds,... Read More
Business Owners
July 24, 2018

Thank You SmartBiz Loans

In our 30-second TV commercial, real SmartBiz Loans customers are saying “thank you.”Dive deeper into their stories and learn how they are using low-cost SBA loan... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.