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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Stories
June 22, 2018

The Growth CMO

When the team at SmartBiz Loans worked with Angela Fulcher to help her marketing firm acquire an SBA loan, they discovered that their goals aligned – helping small businesses... Read More
Business Owners
June 15, 2018

Adopting Office Policies to Prevent Falls in the Workplace

According to the National Safety Council, falls in the work place account for 70 billion dollars annually in worker’s compensation claims. Worker’s compensation claims... Read More
Business Owners
June 13, 2018

10 Best Books for Entrepreneurs in 2018

Harry Truman once declared: “Not all readers are leaders, but all leaders are readers.” It’s true! Research any high-profile entrepreneur like Elon Musk, Oprah Winfrey... Read More
Business Marketing
June 08, 2018

Marketing Calendar 2018: When to Promote Your Business

You’ve probably heard of wacky days that trend on social media like #lasagnaday or #kissaredheadday. Whether these are “real” or just crafted for fun, creative... Read More
Business Technology
June 06, 2018

5 Must Have Small Business Tools for Entrepreneurs

It's crucial to stay up to date with the latest technology, to ensure your small business becomes more successful. Whether you're on a smartphone or laptop, having... Read More
June 05, 2018

About SmartBiz Advisor

Do you understand how banks look at your financial information when applying for an SBA loan? Most don’t, so we created SmartBiz Advisor. This free tool educates small... Read More
Business Finances
May 28, 2018

6 Ways to Cut Costs in Your First Brick and Mortar Business

As an entrepreneur, launching your first brick-and-mortar establishment can seem fiscally overwhelming. How are you going to finance everything without a single paying... Read More
Business Stories
May 25, 2018

Painting with a Twist

After Hurricane Katrina, Cathy Deano and Renee Maloney looked for a way to help their neighbors de-stress during that difficult time. They discovered a magic combination –... Read More
Business Finances
May 23, 2018

5 Ways To Secure Online Finances

As a small business owner, it’s important to safeguard the online finances of your business. A breach of your finances may damage your brand image, and in extreme cases... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.