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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Marketing
November 26, 2018

Small Business Trade Show Strategies

If you’re brand-new to the trade show world, you’ve made a good decision to add this element to your overall marketing strategy. By and large, industry conventions... Read More
Business Credit
November 26, 2018

Cash Advance APR Fees and Alternatives

You might have heard of a cash advance as an easy way to access funds, but this is a loan that should be treated just like any credit card transaction. Consider... Read More
Business Credit
November 26, 2018

Standard Business Loan Debt Service Coverage Ratio

The business debt service coverage ratio is a metric that reveals a business’s ability to take on a loan based on its income. Learn more about this calculation and... Read More
Business Owners
November 23, 2018

How Many Small Businesses Are There in the US?

You’ve likely heard that small businesses are the backbone of the U.S. economy. But why? We’ve dug into the details to give you a snapshot of small businesses and... Read More
Small Business Loans
November 22, 2018

Small Business Loan Calculator

When taking out a small business loan, it’s important to know exactly how your regular payments are calculated and what components go into the final cost. Being... Read More
Business Owners
November 20, 2018

8 Entrepreneur Movies for Business Owners

Small business owners need down time. And what better way to relax than by watching a great movie? Forgo superhero, romantic comedy or horror films for a while. Check... Read More
Business Finances
November 16, 2018

Long-Term Loans for Small Business

Whether you’re looking to expand, purchase equipment, boost marketing, or open a new location, a term loan can give your small business the flexibility to invest in... Read More
November 14, 2018

Personal Debt Usage | SmartBiz Advisor

Why does personal debt usage matter when applying for a small business loan? Hear from our Lending Manager about what the metric is, how you can calculate it, and how... Read More
Business Finances
November 13, 2018

Cash Flow Templates in Excel

Cash flow statements help small business owners identify liquidity, the strengths and weakness in terms of the cash flowing in and out of accounts. Here’s how you can... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.