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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Small Business Loans
January 10, 2019

What Banks Deal With 7a Commercial Loans

Obtaining an SBA 7(a) loan through a bank takes some preparation. Before choosing your lender, find out how the process works so you can make an informed decision. Read More
Business Owners
January 08, 2019

Small Business Owners Share Secrets of Their Success

At SmartBiz Loans, we help small business owners achieve their dreams by facilitating low-cost funds to help them grow. Our team learns about the challenges and... Read More
Employee Management
January 08, 2019

Employee Negligence a Risk for Cyber Security

Employee negligence and human error have recently been named the leading cause of data breaches in today’s working world, according to the information security company Read More
Business Owners
December 19, 2018

How to Find Valuable Small Business Advice for Entrepreneurs

Do you want to start a business or are you already running your own enterprise? Maybe you just have a great business idea. Somewhere along the way, chances are you’ll... Read More
Small Business Loans
December 18, 2018

Fast Business Loans: How and Where to Get One

No matter how much you plan for the future, some opportunities come up that require fast funds. Here are national funding options that offer fast cash you need to run... Read More
December 18, 2018

Fast Business Loans: How and Where to Get One

No matter how much you plan for the future, some opportunities come up that require fast funds. Here are national funding options that offer fast cash you need to run... Read More
Small Business Loans
December 17, 2018

Mom and Pop Business Funding

Do you own a mom and pop business? A "mom and pop" business is generally known as an independent or family-owned business. Mom-and-pop shops typically have a minimum... Read More
Business Finances
December 12, 2018

Equipment Financing: How to Get It

Hoping to boost business growth with some new technology, heavy duty machinery, or anything in between? An equipment loan might be a good option for you. ... Read More
Employee Management
December 11, 2018

9 Best Gifts for Office Staff

Do you need to show your employees a little love and appreciation? You don’t have to wait for the holidays – a gift can celebrate a big sale, a completed project, a... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.