Small Business Learning Center
How Interest Rates Influence SBA Loans
With interest rates creeping to record-high levels from the second half of 2022 through the beginning of 2023, the cost of borrowing money has risen exponentially for most types of loans. We haven’t seen this pace of increases since the late ‘70s — ...
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September 29, 2023
SBA Loan Documents: What You Will Need
Paperwork! It’s a necessary evil for all small business owners. And if you have decided to apply for a small business loan from a bank, the process ...
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September 28, 2023
Securing Funding Without a Business Plan
A business plan may be a helpful roadmap for your business’s future. A business plan generally helps communicate your goals and objectives to others, ...
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Recent
September 26, 2023
What to Decide Before Creating Your Small Business Website
A small business needs to have a stellar website, especially if it’s selling goods or providing services. But where does a busy entrepreneur start ...
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Recent
September 21, 2023
The Power of Fixed Rates: How Bank Term Loans May Provide Financial Stability
When it comes to financing your small business, you typically have options. A bank term loan with a fixed interest rate may offer a solid foundation ...
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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan
2. Numbers based on internal reporting and metrics
3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000
4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monghtly payment provided is an estimate meant for illsutrative purposes only, loan sizes, interest rates, and loan terms vary and are deermined by the applicaint's credit profile.