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  • Financing solutions

    Connecting small business owners with financing solutions

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    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Owners
October 24, 2018

How to Choose the Best Shipping Provider for Your Small Business

Shipping can make or break a small business. The right provider will... Read More
Employee Management
October 22, 2018

7 Things a Business Owner Needs to Know About Hiring

As a business owner, you know that a big part of your success rides on... Read More
Business Stories
October 18, 2018

Business Story: Fun Bowl

Fun Bowl is a family entertainment center featuring over 7 acres of... Read More
Business Credit
October 17, 2018

What is a Good APR and How to Improve It

Understanding the true cost of your business financing can be tricky,... Read More
October 16, 2018

Personal Credit | SmartBiz Advisor

Ever wonder why banks request your personal credit in a business loan... Read More
Small Business Loans
October 15, 2018

How Do Small Business Loans Work?

If your small business could use additional funds to boost growth,... Read More
Small Business Loans
October 12, 2018

How to Get Approved for a Small Business Loan

Need to apply for a small business loan? We’ll show you some of the ways... Read More
Small Business Loans
October 11, 2018

Best Small Business Lending Options

Looking to take your small business to the next level with a small... Read More
Business Owners
October 10, 2018

WSBM: Advice and Inspiration from Mompreneurs

October is National Women’s Small Business Month. According to the SBA,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.