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  • Financing solutions

    Connecting small business owners with financing solutions

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    Loan Process

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    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Marketing
January 24, 2019

Upcoming 2019 Facebook Messenger Change Can Benefit Your Business

The administrator of your Facebook page – whether yourself or another... Read More
Business Finances
January 23, 2019

Operating Cash Flow Ratios

Are you a small business owner seeking low cost funds to strengthen or... Read More
Small Business Loans
January 22, 2019

Small Business Loans for Attorneys

Banks get skeptical right away when a representative of a law firm... Read More
Business Stories
January 18, 2019

Franklin Media Case Study

Providing a new home for books is the mission of Franklin Media. The... Read More
Employee Management
January 14, 2019

From Hire to Fire: How Small Businesses Should Deal with Difficult Employees

Whether your business entails working in a small office environment,... Read More
Small Business Loans
January 10, 2019

What Banks Deal With 7a Commercial Loans

Obtaining an SBA 7(a) loan through a bank takes some preparation. Before... Read More
Business Owners
January 08, 2019

Small Business Owners Share Secrets of Their Success

At SmartBiz Loans, we help small business owners achieve their dreams by... Read More
Employee Management
January 08, 2019

Employee Negligence a Risk for Cyber Security

Employee negligence and human error have recently been named the leading... Read More
Business Owners
December 19, 2018

How to Find Valuable Small Business Advice for Entrepreneurs

Do you want to start a business or are you already running your own... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.