Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now

SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Marketing
September 24, 2018

How to Turn Every Event Into a Networking Opportunity

Networking is the lifeblood of most businesses. Getting your name out there and building relationships are keys to any successful business, regardless of your industry. Read More
Business Credit
September 20, 2018

6 Steps to Establish Your Business Credit

Considering applying for low-cost, long-term financing? An SBA loan through SmartBiz can be the right choice for your business. A strong business credit score will... Read More
Business Marketing
September 17, 2018

Consumer Research: The Best Options for Your Small Business

Small business owners should be constantly searching for marketing methods to find new customers and offer new services to existing customers. Conducting regular... Read More
September 14, 2018

Business Debt Coverage | SmartBiz Advisor

Business Debt Coverage is one of the key criteria lenders use to assess the financial health of your business. It reveals whether there’s enough business cash flow to... Read More
Small Business Loans
September 13, 2018

5 Steps to Apply for a Small Business Loan

Applying for a small business loan can be daunting, but we’ve put together a checklist with 5 clear steps to help you prepare. At SmartBiz®, we’ve expedited and... Read More
Business Owners
September 11, 2018

Infographic: What Small Business Owners are Thinking

You may think it’s just large employers, like IBM or Target, that drive the American economy. Actually, small operations are the main force behind economic growth and... Read More
Small Business Loans
September 10, 2018

What to Consider Before Taking Out a Small Business Loan for Your Business

If you’re a small business owner, paying overhead, employees, and covering inventory can be difficult. On top of that, you’re looking to make a profit and pay yourself. Read More
Business Finances
September 06, 2018

How to Value a Small Business

Do you know what your small business is worth? If you’re buying or selling your business, it’s important to nail down solid numbers with accurate valuation formulas.... Read More
Business Credit
September 03, 2018

Finding the Right Credit Card for Your Small Business

Small business credit cards help fund small to midsize businesses. In a report from the American Bankers Association, small businesses with business credit cards had... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.