Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now

SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Small Business Loans
October 15, 2018

How Do Small Business Loans Work?

If your small business could use additional funds to boost growth, SmartBiz Loans is here to help. Learn what’s out there in terms of business financing and how you... Read More
Small Business Loans
October 12, 2018

How to Get Approved for a Small Business Loan

Need to apply for a small business loan? We’ll show you some of the ways you can prepare to increase the likelihood of approval. ... Read More
Small Business Loans
October 11, 2018

Best Small Business Lending Options

Looking to take your small business to the next level with a small business loan? We’ll show you how they work to help you make an informed decision. ... Read More
Business Owners
October 10, 2018

WSBM: Advice and Inspiration from Mompreneurs

October is National Women’s Small Business Month. According to the SBA, there are more than 11 million woman-owned businesses in the U.S. supporting nearly nine... Read More
Small Business Loans
October 09, 2018

Long-Term Business Loans: Best Options for Growth

Considering a long-term loan for your small business? Learn why they can be the best bet for growing your small business, all about the application process, and how... Read More
Small Business Loans
October 04, 2018

Average Business Loan Interest Rate

In the market for business financing? Check out the interest rates on some of the most popular options so you can compare and learn more about what they mean for your... Read More
Business Owners
October 03, 2018

10 Successful Female Entrepreneurs and Their Secrets

American Express OPEN’s "The State of Women-Owned Businesses 2017” found that more than 11.6 million U.S. firms are owned by women, generating $1.7 trillion in sales.... Read More
October 01, 2018

Build Business Credit | SmartBiz Advisor

Find out what factors affect your business credit score, a metric that banks use to evaluate your business before approving your loan application. Learn where you... Read More
Small Business Loans
September 26, 2018

Small Business Equipment Loans Explained

If you’re looking to boost your business growth by purchasing new or used equipment, an equipment loan may be the financing option for you. ... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.