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  • Financing solutions

    Connecting small business owners with financing solutions

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

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March 01, 2019

5 Ways to Reduce Packaging Costs

When companies look for ways to improve their supply chains, they... Read More
Business Marketing
February 28, 2019

How to Use Data to Improve Your Social Marketing

There is so much information available on the internet, how do you use... Read More
Business Stories
February 26, 2019

Cosmital Using Low-cost SBA Funds to Expand

Sam Kwon is a creative entrepreneur who founded his company to help... Read More
Business Owners
February 22, 2019

These 5 Changes Can Actually Make Your Business More Powerful

Are you a business owner running a one-man or one-woman show? Is there... Read More
Business Marketing
February 18, 2019

5 Ways to Market a Small Business

How does your marketing budget look? When you’re running a small... Read More
Business Finances
February 15, 2019

How Construction Businesses Can Collect the Money Owed

As a business owner, you want and deserve to be paid for your work.... Read More
Business Technology
February 14, 2019

How Chatbots Can Help a Small Business

If you’re online and a conversation bubble pops up asking if you need... Read More
Business Owners
February 13, 2019

9 Essential Small Business Tips

Seventy five percent of start-ups fail, according to a Harvard Business... Read More
Business Owners
February 12, 2019

5 Ways to Make Your Workplace "Smarter"

The smart technology that increasingly controls lighting, climate,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.