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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Finances
February 07, 2019

Create a Professional Invoice

While invoicing might not be the most glamorous part of running a business, getting it right is one of the best ways to improve cash flow by ensuring that customers... Read More
Business Marketing
February 05, 2019

Easy Valentine’s Day Promotions for Small Businesses

U.S. consumers are expected to spend an average of $196.31 on Valentine’s Day in 2020, according to the annual survey by the National Retail Federation. ... Read More
Business Owners
January 31, 2019

What Home-Based Business Owners Need to Know About Insurance

Many business owners set up operations in their homes. It may be for convenience, reduction in operational costs, or the nature of the business does not call for a... Read More
Business Finances
January 29, 2019

Don’t Forget These Sneaky Expenses When Starting Your Business

Starting a business can be expensive. That’s not a big secret. What may seem like a secret, though, are all the smaller, unexpected expenses that start piling up once... Read More
Business Owners
January 28, 2019

10 Goals to Strengthen Your Online Business

In 2018, a total of 1.79 billion people made a purchase online. This is just one testament to the popularity of online businesses and their purpose in the current... Read More
Business Owners
January 25, 2019

7 Best Business Documentaries

Business owners need down time! What better way to spend a few hours than being informed and inspired? We’ve previously named the best books for entrepreneurs, best... Read More
Business Marketing
January 24, 2019

Upcoming 2019 Facebook Messenger Change Can Benefit Your Business

The administrator of your Facebook page – whether yourself or another member of your team - needs to be aware that new changes are coming soon. According to official... Read More
Business Finances
January 23, 2019

Operating Cash Flow Ratios

Are you a small business owner seeking low cost funds to strengthen or grow your business? You should be aware of the financial ratios considered by banks and other... Read More
Small Business Loans
January 22, 2019

Small Business Loans for Attorneys

Banks get skeptical right away when a representative of a law firm starts asking questions about a loan for the firm. That's particularly true with a personal injury... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.