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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Owners
January 14, 2021

10 Top Incorporation Documents You Need

When you establish a corporation or a limited liability company, it’s usually a fairly straightforward process. That is, if you have all of the required documentation.... Read More
Business Finances
January 13, 2021

Tax Tips for Small Businesses: Ways You Can Save

Every penny counts when you’re an entrepreneur. One strategy to save money is to optimize federal, state, and local tax payments. There are a number of tax tips small... Read More
Business Owners
January 12, 2021

2021 Small Business Planning

Wow! 2020 threw the economy for a loop with small businesses taking the brunt of the downfall. However, this year is rapidly coming to an end and there are strategies... Read More
Emergency Resources
January 08, 2021

Expanded Use of Funds for the Next PPP Loan Program

Small business owners across America are preparing to apply for their first or second PPP loan. One of the most critical points to understand is how you can use the... Read More
Business Technology
January 07, 2021

How To Organize Inventory For Small Businesses

If your company sells products, keeping inventory on hand is crucial for a successful, smooth-running operation. Tracking and organizing your inventory is key to this... Read More
Business Owners
January 07, 2021

Where to Apply for a Business License and How to Do It

Many parts of launching a new business are exciting for entrepreneurs, but the paperwork involved is certainly less exciting. Case in point: Business licenses. Little... Read More
Business Owners
January 07, 2021

File Articles of Incorporation: What They Are And How To File Them

If you’re a new entrepreneur with a game-changing concept, you’re probably eager to get your company started. However, launching your company requires more than just a... Read More
Business Owners
January 07, 2021

How Much Is a DBA: Your Complete Guide

The business name you use for legal and tax purposes isn’t always the company name the public sees. If you want to market your business under a different name than... Read More
Business Owners
January 07, 2021

Micro Business Vs Small Business: What Is The Real Difference?

The term “small business” can be misleading. You might envision a startup with so few employees you can count them on your hands, but in reality, small businesses can... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.