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  • Financing solutions

    Connecting small business owners with financing solutions

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    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Owners
January 07, 2021

Micro Business Vs Small Business: What Is The Real Difference?

The term “small business” can be misleading. You might envision a... Read More
Emergency Resources
January 06, 2021

How To Get a 2nd PPP loan

There are many, many, questions from small business owners across... Read More
Employee Management
January 05, 2021

The Hidden Costs of a Customer Service Team

Companies who want to offer quality customer service face a choice:... Read More
Business Finances
January 04, 2021

When to Expand Your Small Business

There’s not one single answer to the question of when to expand a... Read More
Emergency Resources
December 29, 2020

Paycheck Protection Program 2021 Guide

On December 27, 2020, the President approved a $900 billion coronavirus... Read More
Employee Management
December 29, 2020

5 Effective Time Management Techniques for Success in Sales

In any business, the sales team plays an important role. After all, the... Read More
Business Finances
December 28, 2020

4 Types of Debt Financing for Small Business

Looking to expand your business with additional funds? You can use debt... Read More
Business Owners
December 22, 2020

Common Small Business Mistakes and How to Fix Them

If you are a small business owner, you are one of 30.7 million small... Read More
Emergency Resources
December 21, 2020

2020 Expense Deductions for PPP Loans Forgiven in 2021 Disallowed by IRS

PPP loans have been helpful for businesses during the coronavirus... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.