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  • Financing solutions

    Connecting small business owners with financing solutions

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Employee Management
December 18, 2020

5 Ways to Boost Employee Morale After Layoffs

If you are like most managers, you can admit that laying off employees... Read More
Small Business Loans
December 14, 2020

How to Get a Business Loan Without Collateral in 5 Steps

Finding the right loan can be a confusing process. Small-business owners... Read More
Business Marketing
December 14, 2020

Powerful Benefits of Blogging for Your Small Business

With the rapid evolution of technology, ever-changing consumer demands,... Read More
Business Finances
December 11, 2020

IRS 2553 Instructions: Everything You Need to Know

Part of the process of launching a small business includes choosing your... Read More
Business Owners
December 11, 2020

Type of Entity: The Complete Guide

No two companies operate exactly the same, but most companies fall into... Read More
Business Owners
December 11, 2020

6 Types Of Business Operations Be Familiar With

When you’re starting a business, you have more than just your product... Read More
Business Marketing
December 10, 2020

Best Tips on Online Branding for Your Business

Today, when running a small business, an online marketing strategy is an... Read More
Business Finances
December 07, 2020

Proposal Automation: How to Save Money for Your Business

Businesses are always looking for ways to reduce costs, save time and... Read More
Business Finances
December 04, 2020

Example of Income Statement, Format and Structure

With the amount of money that regularly moves in and out of your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.