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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Owners
November 11, 2020

What Are the Types of Business Licenses?

Starting a new business is exciting, but you should be careful not to... Read More
Business Finances
November 11, 2020

Best Types of Accounting Methods for Small Business

Accounting isn’t just the practice of tracking all your company’s... Read More
Small Business Loans
November 11, 2020

Loss Payee Endorsement: A Detailed Guide

As a small business owner seeking Small Business Administration (SBA)... Read More
Business Owners
November 11, 2020

S Corp vs. C Corp: Advantages And Disadvantages

If you plan to incorporate your company, your business success might... Read More
Business Finances
November 11, 2020

What is the Definition of a Small Business: SBA's Definition

As a business owner, you might think that unless your company has just a... Read More
Business Finances
November 10, 2020

How to Make a Business Budget

A business budget is more than just a plan for spending the money your... Read More
Business Credit
November 10, 2020

How to Remove Inquiries From Your Credit Report

Monitoring your credit report is the best way to keep in touch with your... Read More
Emergency Resources
November 05, 2020

6 Financial Tips For Small Business Owners During A Pandemic

If you're one of the millions of small business owners trying to... Read More
Business Finances
November 04, 2020

What Is A UCC Search? What You Need To Know

While considering loans to grow your business, you’ll often have to do... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.