Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now

SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Finances
November 02, 2020

Small Business Audit

The word “audit” can strike fear into the heart of even the most financially compliant small business owner. An audit can cause stress and mountains of frustrating... Read More
Business Finances
November 02, 2020

Small Business Set Aside: What it is and How it Works

As a small business owner, you can access a steady new revenue stream through government contracts intended for small business owners. Since larger businesses often... Read More
Business Finances
October 28, 2020

How to Close Your Books at the End of the Year 2020

Closing your books at the end of the year, also known as “year-end accounting,” is a set of procedures to complete at the end of a company’s financial year. Here’s... Read More
Employee Management
October 27, 2020

Things you should include in your job posting to get only the best responses

Attracting and finding candidates to work for your business is more important than ever. During the pandemic, some businesses will be hiring to help rebuild their... Read More
Employee Management
October 26, 2020

How to Discuss Politics at Work 2020 – Do’s and Don’ts

As Mark Twain so eloquently put it, "Common etiquette says not to talk about politics, sex, religion, or money. But these are the most interesting things to discuss!"... Read More
Emergency Resources
October 23, 2020

How to Reopen Your Construction Business During the COVID-19 Pandemic

The construction industry is one of the primary engines of the economy. With plenty of stakeholders, including investors, contractors, suppliers, and construction... Read More
Business Finances
October 21, 2020

How to Take Your Business From a Startup to a Success Story

Over 620,000 new businesses are started in the United States annually. If you have recently started your own business, your main goal is probably making it a success.... Read More
Business Marketing
October 19, 2020

How to Create a Seasonal Marketing Campaign

Your business is likely already investing in marketing campaigns to promote your products and services. But don’t ignore seasonal marketing campaigns — the process of... Read More
Business Finances
October 16, 2020

3 Easy Yet Effective Ways to Increase Your Ecommerce Sales

Ecommerce is an incredibly complex field, and it can also be intensely competitive. Marketers often have trouble finding ways to sustainably increase traffic and sales. Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.