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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Finances
February 01, 2021

Important year-end business finance questions to ask in 2021

As a very challenging year for business owners comes to an end, it’s... Read More
Emergency Resources
January 26, 2021

Can You Apply in the Second Round of PPP if You Got the First One? (FAQ)

It’s time to apply for the second round of emergency funding to help... Read More
Emergency Resources
January 25, 2021

New Paycheck Protection Program Loan Forgiveness and Repayment Rules 2021

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness... Read More
Emergency Resources
January 25, 2021

Up-to-Date Information on the CARES Act and the Paycheck Protection Program SBA 7(a) Loans Available Now

The Paycheck Protection Program (PPP) established by the CARES Act, is... Read More
Business Finances
January 25, 2021

Tax Basics Guide for Small Business

As a small business owner, you’ll face many challenges. One is... Read More
Emergency Resources
January 22, 2021

Second Round of Paycheck Protection Program (PPP) Loans FAQ 

The U.S. Small Business Administration (SBA) and Treasury issued guidance Read More
Emergency Resources
January 21, 2021

How to Innovate Your Small Business During and After COVID-19

Virtually every industry has been affected by the coronavirus pandemic.... Read More
Emergency Resources
January 20, 2021

Paycheck Protection Program Forgiveness Application Guidelines

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness... Read More
Employee Management
January 18, 2021

Maintaining Employee Productivity During a Change in Business Structure

Over the course of 2020, the world has been forced to make large shifts... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.