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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Emergency Resources
February 15, 2021

What if Your Paycheck Protection Program Loan Forgiveness is Denied?

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness... Read More
Emergency Resources
February 12, 2021

PPP Myth vs. Fact 2021

The Small Business Administration (SBA), in consultation with the U.S.... Read More
February 09, 2021

Paycheck Protection Program (PPP) Documentation Checklist

Paycheck Protection Program (PPP) Documentation ChecklistGet prepared... Read More
Emergency Resources
February 08, 2021

New Paycheck Protection Program (PPP) Forgiveness Rules for $50,000 and Under from the SBA

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness... Read More
Emergency Resources
February 08, 2021

How to Apply for the Second Round of PPP

Once again, there’s much-needed relief available for small business... Read More
Emergency Resources
February 08, 2021

PPP and EIDL – How To Use Disaster Financing Together

The SBA has two loan programs to help small businesses impacted by the... Read More
Business Marketing
February 05, 2021

How to Set up a Gift Card System for Small Business

It’s well known: the 2020 pandemic has wrecked the economy. Many small... Read More
Business Finances
February 04, 2021

4 Strategies to Implement When You Can't Make Payroll

The endurance of the coronavirus pandemic sustains economic stagnation.... Read More
Emergency Resources
February 03, 2021

7 Things to Have Prepared For Working From Home

At the beginning of 2020, it was hard to believe that COVID-19 could... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.