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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Small Business Loans
March 17, 2021

Initial Debt Relief Assistance for 7(a), 504, and Microloans Funded in 2020

Entrepreneurs are still struggling in 2021 to rebuild their small... Read More
Emergency Resources
March 15, 2021

Getting Customers to Return to Your Business Post-Pandemic 2021

2020 was undoubtably one of the most challenging years for small... Read More
Business Finances
March 12, 2021

How to Keep Sales on the Rise in Today's Rapidly Changing Business Environment

Businesses are used to change, but change usually happens slowly and... Read More
Business Finances
March 11, 2021

PPP vs. EIDL vs. 7(a) Loan: Which Is Best for Your Small Business?

It’s no secret that small businesses across the U.S. are struggling.... Read More
Business Marketing
March 10, 2021

How to Get Customer Feedback via Email to Help Grow Your Small Business

When it comes to improving, enhancing, and bettering your small... Read More
Business Owners
March 09, 2021

Biggest Challenges Faced by Small Business Owners in 2021

Wow. That’s one word to describe the “new normal” caused by the... Read More
Emergency Resources
March 09, 2021

NAICS Codes for Gig Economy Workers: How to Locate, What it Means, Why it’s Important

The North American Industry Classification System (NAICS) are 6-digit... Read More
Emergency Resources
March 08, 2021

How Self-Employed, Independent Contractors, and Gig Economy Workers Can Apply for a PPP Loan Prior to Filing 2020 Taxes

3/8/21 UPDATE: This update is provided for educational purposes only.... Read More
Business Finances
March 04, 2021

What are the 3 Main Profitability Ratios and Why Do They Matter?

When a business generates revenue, a portion of that revenue needs to be... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.