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  • Financing solutions

    Connecting small business owners with financing solutions

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    Loan Process

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    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Emergency Resources
March 02, 2021

6 Ways to Focus on Finances for a 2021 Rebuild

2020 was a whirlwind of chaos and challenges, as businesses across the... Read More
Business Owners
March 01, 2021

5 Ways To Become an Effective Business Person

Success in the business world doesn’t come easily, no matter who you... Read More
Emergency Resources
February 24, 2021

How to get a PPP Loan if you are an Amazon Seller

Amazon sellers impacted by the pandemic have an excellent funding option... Read More
Business Marketing
February 22, 2021

4 E-Commerce Marketing Trends for 2021: Master These and Dominate Your Competition

If you’re marketing an online store, a SAAS company, or pretty much... Read More
Business Owners
February 19, 2021

How to Win More Success in Your Negotiations

Do you find yourself often getting the short end of the stick when... Read More
Business Marketing
February 18, 2021

Protecting Your Small Business Using Online Reputation Management

It’s easier to curate an admirable online reputation for your brand than... Read More
Emergency Resources
February 17, 2021

Paycheck Protection Program Loans for Sole Proprietors, Independent Contractors, and Gig Economy Workers

March 4, 2021 UPDATE: The Small Business Administration (SBA) has... Read More
Business Marketing
February 17, 2021

5 Small Businesses Tips for Enhancing Website User Experience

The internet has rapidly turned the world into a 24/7 online economy -... Read More
Emergency Resources
February 16, 2021

PPP (Paycheck Protection Program) Loans for Minority, Underserved, Veteran, and Women-owned Businesses

The U.S. Small Business Administration (SBA) and Treasury issued guidance Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.