Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Artboard 1

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Artboard 1_1

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Artboard 1_2

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Emergency Resources
May 25, 2020

5 Tips to Maximize Your Productivity While Working Remotely

The latest increase in remote work opportunities can flip your workflow... Read More
Emergency Resources
May 19, 2020

6 Tips on How to Adjust Your Company for Remote Work

In March 2020, many organizations found themselves needing to work... Read More
Emergency Resources
May 15, 2020

How To Negotiate With Lenders and Suppliers During COVID-19

During the economic downturn related to the COVID-19 pandemic, it’s more... Read More
Emergency Resources
May 12, 2020

5 Lessons Construction Businesses Can Learn From COVID-19

The COVID-19 crisis is turning out to be one of the biggest challenges... Read More
Emergency Resources
May 06, 2020

How to Prepare Your Small Business to Start Up Again After the Shutdown has Lifted

If your small business has shut down or dramatically reduced operations... Read More
Emergency Resources
May 06, 2020

COVID-19 Grants Available to Small Businesses During the Pandemic

Here are grants and other types of awards and funding available to... Read More
Emergency Resources
April 28, 2020

Coronavirus Strategies for a Massage Business

Bodyworks DW Inc. is a studio in New York offering therapeutic massages... Read More
Emergency Resources
April 27, 2020

Small Business Health Program and the COVID-19 Outbreak

During an infectious disease outbreak, such as the outbreak of COVID-19,... Read More
Emergency Resources
April 14, 2020

Avoid a Fraud Alert on your Paycheck Protection Program Loan Application

The CARES Act permits the Paycheck Protection Program’s (PPP) forgivable... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.