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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Emergency Resources
April 14, 2020

COVID-19: Small Business Owners Guide

Is your small business impacted by the coronavirus pandemic? Here’s information about best practices during this time that can help you with funding, employee... Read More
Emergency Resources
April 14, 2020

Solving Small Business Cash Flow Issues Due to Coronavirus

A study by U.S. Bank found that 82% of the time, poor cash flow management or poor understanding of cash flow contributes to poor business management or even business... Read More
Emergency Resources
April 11, 2020

Paycheck Protection Program Loan Applications Open for Sole Proprietorships and Independent Contractors

Friday, April 10th is the day self-employed and independent contractors can start applying for loans under the Paycheck Protection Program (PPP). This loan program was... Read More
Emergency Resources
April 08, 2020

Keep Your Business Safe: Avoid Coronavirus Scams

In the wake of a nationwide economic crisis, there is often an uptick in scammers who want to take advantage of the most vulnerable. For small business owners in... Read More
Emergency Resources
March 27, 2020

BREAKING NEWS: Coronavirus Relief Bill

On March 27th, 2020, the House will vote on a $2 trillion emergency relief bill to financially support households and businesses affected by the coronavirus pandemic.... Read More
Emergency Resources
March 26, 2020

How Small Business Owners can Overcome COVID-19 Impact

Few businesses or people could have prepared for the coronavirus epidemic affecting our society now. While technology is helping some businesses stay operational... Read More
Emergency Resources
March 17, 2020

We’re Open for Business During These Times

Here’s how SmartBiz Loans® is addressing the COVID-19 coronavirus internally and externally along with the types of funding that can help businesses during this time. Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.