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June 25, 2020

Infographic: PPP Loan Changes and Updates

If you’ve received a PPP loan to help rebuild your business, did you know it can be fully forgiven? There are terms you have to meet to receive full or partial... Read More
June 19, 2020

Reopening Your Small Business: A Texas Guide

Governor Greg Abbott recently addressed reopening Texas after the coronavirus shut-down. “As we open Texas, we are each called upon to be Texans: to act responsibly as... Read More
June 18, 2020

Can I get an SBA 7(a) loan if I already have an Economic Injury Disaster Loan (EIDL)?

Have you received an SBA Economic Injury Disaster Loan (EIDL) to support you through the coronavirus economic downturn? If so, you have additional options to help... Read More
June 15, 2020

Reopening Your Small Business: A NY Guide

New York State, having experienced the world’s biggest and deadliest coronavirus outbreak, remains far behind most other states in coming out of lockdown. But for much... Read More
June 09, 2020

Small Business Budgeting Tips for a Crisis

With millions unemployed and local economies suffering, the current pandemic is revealing just how critical rainy day funds can be in an organization’s survival. Money... Read More
June 06, 2020

The Paycheck Protection Program (PPP) Reform Bill: How More Flexibility Impacts Your Loan

On Friday June 5th, the President signed into law bipartisan legislation giving small business owners who received a PPP loan more flexibility in how they spend the... Read More
June 03, 2020

May 22 Update: PPP Final Interim Rules Provide Further Forgiveness Guidance

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness directly with the Small Business Administration (SBA). This option is only available to borrowers... Read More
June 02, 2020

How a SmartBiz Loans Customer is Thriving During the COVID-19 Pandemic

Off-Road Vixens offers infant, youth, and adult clothing, bearing the the slogan “Girls Get Dirty Too!” The brand targets women into extreme motor sports and other... Read More
May 28, 2020

Reopening Your Small Business: A California Guide

As the curve of the coronavirus cases in California is flattening, focus has shifted from how to contain the deadly virus to how the 2nd largest city in the U.S. might... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.