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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
October 09, 2020

How to Pay Sales Tax for Small Business: What to Look Out For

Knowing how to pay sales tax to the state can quickly prove more complex than expected. Paying sales tax – the step that comes after collecting sales tax – is often a... Read More
Business Finances
October 08, 2020

Retained Earnings Calculation: The Ultimate Guide

When your small business earns revenue, you’ll likely use that revenue to cover your business expenses. You should also keep some of this revenue on hand for other... Read More
Business Finances
October 08, 2020

Can a Small Business Get a Tax Refund? Learn More

As a small business owner, you might have a big question come tax time: Can a small business get a tax refund? The answer at first seems simple: Yes, a small business... Read More
Business Finances
October 08, 2020

What Percentage Does a Small Business Pay in Taxes?

If one thing can be said for sure about taxes, it’s that they’re complicated. As a small business owner, while you may not fully understand the complexities of all... Read More
Business Finances
October 06, 2020

The Importance Of Having An Accountant From The Beginning

Accounting terminology and jargon can be very confusing when you’re starting a business. Still, you may be tempted to do your own finances in the beginning in order to... Read More
Business Finances
October 01, 2020

High-Low Pricing Strategy: What You Need To Know

Strategic pricing is at the forefront of many companies' marketing efforts. Offering large discounts on high-priced items can create customer interest and increase... Read More
Business Finances
September 30, 2020

5 Tips to Save on Credit Card Processing

Accepting credit cards is a part of being in business today. Today, a majority of consumers don’t carry cash – they rely on paying with their debit or credit card. If... Read More
Business Finances
September 22, 2020

Profit Margin On Sales Ratio: How To Boost Your Profit Margin

Looking at your profit margin is among the quickest and simplest ways to gauge the health of your small business. Profit margin details how much of your revenue stays... Read More
Business Finances
September 22, 2020

Inventory To Sales Ratio: Seven Things To Know

The inventory to sales ratio, sometimes known as the inventories to sales ratio or inventory as a percentage of sales, compares the value of the items you keep in... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.