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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
January 04, 2021

When to Expand Your Small Business

There’s not one single answer to the question of when to expand a business. Before you make the decision to grow, determine if your business is set up for success.... Read More
Business Finances
December 28, 2020

4 Types of Debt Financing for Small Business

Looking to expand your business with additional funds? You can use debt financing successfully for a variety of purposes, from marketing to equipment purchases and... Read More
Business Finances
December 11, 2020

IRS 2553 Instructions: Everything You Need to Know

Part of the process of launching a small business includes choosing your tax status. This classification is not just a formality: it can affect your tax liabilities... Read More
Business Finances
December 07, 2020

Proposal Automation: How to Save Money for Your Business

Businesses are always looking for ways to reduce costs, save time and increase efficiency, especially during the coronavirus pandemic. Some businesses are growing... Read More
Business Finances
December 04, 2020

Example of Income Statement, Format and Structure

With the amount of money that regularly moves in and out of your company, you’ll need to thoroughly understand your company’s spending and earning to properly analyze... Read More
Business Finances
December 03, 2020

3 Things to Consider When Expanding a Small Business

The average small business takes two to three years to reach profitability, but the actual amount of time it takes depends largely on a business’s startup expenses,... Read More
Business Finances
November 11, 2020

Best Types of Accounting Methods for Small Business

Accounting isn’t just the practice of tracking all your company’s spending and earning. It’s also a crucial part of long-term business planning and tax compliance.... Read More
Business Finances
November 11, 2020

What is the Definition of a Small Business: SBA's Definition

As a business owner, you might think that unless your company has just a few dozen employees, your business doesn’t qualify as a small business. You’d be mistaken –... Read More
Business Finances
November 10, 2020

How to Make a Business Budget

A business budget is more than just a plan for spending the money your company earns. It’s also a blueprint toward business success. When you make a budget, you can... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.