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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
August 06, 2020

What is Business Identity Theft?

It takes blood, sweat, and tears to establish a successful small business. However, there’s one problem that can affect your bottom line negatively or even sink your... Read More
Business Finances
July 27, 2020

How to Calculate Total Current Assets

The current assets formula, sometimes called the total current assets formula, is a key indicator of your business's short-term financial health. Your goal should be... Read More
Business Finances
July 22, 2020

Business Profit And Loss: Tips To Prepare Your Statement

Even if you don't need to take out a loan to fund your small business, you’ll need up-to-date financial statements to guide you, help you make business decisions, and... Read More
Business Finances
July 17, 2020

Cash Basis vs Accrual Basis: Pros And Cons Of Cash And Accrual

Cash and accrual are the two primary choices for business accounting. When you start a small business, you’ll need to decide which method to use to best track your... Read More
Business Finances
July 13, 2020

Why Growing Businesses Need to Invest in Insurance

It can be hard for a small business to invest in insurance. After all, with the daily expenses of running a company such as payroll, overheads, and marketing, it can... Read More
Business Finances
July 10, 2020

Business Quarterly Taxes

Paying business taxes is an important component of running a compliant small business. Here is information about the types of taxes, how to file correctly online with... Read More
Business Finances
July 06, 2020

Bookkeeping vs. Accounting: Main Differences & Similarities

Every business owner should know that although accounting and bookkeeping accounting are both important business functions, there are differences. Both accountants and... Read More
Business Finances
June 24, 2020

How To Calculate Sales Revenue and Create Revenue Growth Strategy

Revenue is a critical metric for any business, but it is rarely understood correctly. Firstly, there are different types of revenue. Second, calculating it becomes... Read More
Business Finances
June 17, 2020

How To Find Working Capital Guide: Everything You Need To Know

Working capital consists of funds to keep your business up and running, pay employees, pay vendors, for rent and other expenses. It’s generally not for investments or... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.