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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
September 22, 2020

Net Sales vs Net Income: Four Main Differences You Should Know About

Just as the distinction between cash flow and profit can be murky, the terms “net sales” and “net income” are often falsely conflated. To create an accurate financial... Read More
Business Finances
September 22, 2020

Interim Financial Statements: The Fundamentals

Like any good small business owner, you likely want to know how your business is performing on a regular basis. You can use interim financial statements for exactly... Read More
Business Finances
September 18, 2020

Customer Financing: Advantages and Disadvantages

Your business is set up and you’re ready to bring in customers. However, your potential customers are walking away (or abandoning their carts) without finalizing their... Read More
Business Finances
September 18, 2020

Budget Forecasting: How Can This Strategy Boost Your Business?

Any small business has its recurring expenses, like office rent, employee payments, and software. As business operations change from one year to the next, it can feel... Read More
Business Finances
September 18, 2020

Business And Personal Finance: 7 Tips For Separating Your Finances

When putting the financial management in place for your business, one important step shouldn’t be ignored. Separating personal and business finances helps simplify... Read More
Business Finances
September 17, 2020

Billable Expense Income: 6 Main Sources of Billable Expense

Small business owners wear many hats, accountants being one of the most important and most overwhelming among them. Staying on top of revenues and expenses is... Read More
Business Finances
September 17, 2020

Negative Retained Earnings: Definition, Impacts, and Effects

Your business’s balance sheet is filled with figures that spell out your business’s financial health. It may be tempting to keep things simple with a final profit or... Read More
Business Finances
September 15, 2020

When To Expand Your Business: 7 Tips for Perfect Timing

“Should I grow my business?” is an important question to ask. Growth and expansion are goals for most small business owners. But expanding your operations during the... Read More
Business Finances
September 07, 2020

How To Ask Customers To Pay Their Outstanding Balance

Your cash flow depends on invoices being paid in a timely manner. However, not every client or customer will pay the money they owe you on schedule. If asking for... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.