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August 18, 2020

Business Story | TriFytt Sports

Before SmartBiz, Andrew had credit card and short term loans with interest rates as high as 20%. With two SBA loans, he’s paid off high interest debt and funded... Read More
August 17, 2020

Consolidate Business Debt: Pros And Cons Of Debt Consolidation

Loans for a small business are often an extremely important part of building a thriving enterprise. Funds can be used for many purposes including working capital,... Read More
August 10, 2020

3 Major Steps to Take Before Starting a Business Merger

Business mergers happen every single day. Most of us don’t even realize it until a merger involves two big companies. However, many small businesses find themselves... Read More
August 06, 2020

What is Business Identity Theft?

It takes blood, sweat, and tears to establish a successful small business. However, there’s one problem that can affect your bottom line negatively or even sink your... Read More
August 04, 2020

How eCommerce Businesses Should Use Email Marketing

Email marketing is an excellent tool for any business — especially eCommerce businesses. Contrary to popular belief, email marketing is about so much more than... Read More
July 31, 2020

Summer Seasonal Businesses: How to Open Productively During COVID-19

The warmth and excitement of the summer months offer increased outdoor foot traffic, tourism, and spending habits that make many of its seasonal businesses profitable.... Read More
July 29, 2020

7 Ways to Help Employees Continue Working Remotely

COVID-19 and the resulting economic downturn shook the world up and changed some lives and businesses forever. Many companies across almost every industry turned to ... Read More
July 27, 2020

How to Calculate Total Current Assets

The current assets formula, sometimes called the total current assets formula, is a key indicator of your business's short-term financial health. Your goal should be... Read More
July 24, 2020

Alternative Lending and Bank Lending: Advantages And Disadvantages

In the past, small business owners had one option for a loan – their local bank. Today, there are hundreds of online alternative lenders that facilitate fast loans for... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.