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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
September 17, 2020

EAR vs. APR: What are the Differences Between EAR and APR?

If you're in the market for a business loan, you've probably seen a dizzying array of acronyms like APR, APY, and EAR. Understanding the subtle difference between them... Read More
Business Finances
September 17, 2020

Billable Expense Income: 6 Main Sources of Billable Expense

Small business owners wear many hats, accountants being one of the most important and most overwhelming among them. Staying on top of revenues and expenses is... Read More
Business Finances
September 17, 2020

Negative Retained Earnings: Definition, Impacts, and Effects

Your business’s balance sheet is filled with figures that spell out your business’s financial health. It may be tempting to keep things simple with a final profit or... Read More
Employee Management
September 17, 2020

7 Top Team Building & Problem Solving Activities

Team building and problem-solving activities may conjure images of reluctant co-workers playing games, but they are key ways to develop important skills that improve... Read More
Employee Management
September 17, 2020

1099 or W-2: Which Is Better For An Employee?

Congratulations on your new hire! Whether this is the first or 20th employee you’re adding to the payroll, you have some important decisions to make, including... Read More
Business Finances
September 15, 2020

When To Expand Your Business: 7 Tips for Perfect Timing

“Should I grow my business?” is an important question to ask. Growth and expansion are goals for most small business owners. But expanding your operations during the... Read More
Employee Management
September 14, 2020

How to Create Company Culture That's More Than a Ping Pong Table in the Break Room

Roughly 56% of employees say they'd be happier working in an office with a positive company culture than receiving a higher salary. Yet, many are still leaving their... Read More
Business Marketing
September 09, 2020

The Power Of Content: Increasing Brand Awareness While Simultaneously Boosting SEO Efforts

Everything from remote work and supply chain management to e-commerce and marketing has changed since COVID-19. While the pandemic has rewritten the script for many... Read More
Business Finances
September 07, 2020

How To Ask Customers To Pay Their Outstanding Balance

Your cash flow depends on invoices being paid in a timely manner. However, not every client or customer will pay the money they owe you on schedule. If asking for... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.