Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
September 22, 2020

Interim Financial Statements: The Fundamentals

Like any good small business owner, you likely want to know how your business is performing on a regular basis. You can use interim financial statements for exactly... Read More
Business Marketing
September 22, 2020

7 Customer Appreciation Gift Ideas

Keeping your clients and customers engaged is key to repeat business. Customer appreciation gifts are a tried-and-true method of strengthening relationships with the... Read More
Business Owners
September 22, 2020

Partnership Vs. S Corp: Differences You Should Know About

When starting a new small business, you may want to figure out whether an S-corporation or partnership is a better business structure for you. Your choice can be... Read More
Emergency Resources
September 21, 2020

How to Sell to Customers During a Global Crisis

There’s a lot of panic in the U.S., with good reason. During the 2020 COVID-19 pandemic, most businesses are not operating “as usual”, which means your sales tactics... Read More
Business Finances
September 18, 2020

Customer Financing: Advantages and Disadvantages

Your business is set up and you’re ready to bring in customers. However, your potential customers are walking away (or abandoning their carts) without finalizing their... Read More
Employee Management
September 18, 2020

6 Top Tips for Internal Communication Plans

Every business needs to effectively communicate internally in order to maintain operations, collaborate between departments, foster company culture, and communicate... Read More
Business Finances
September 18, 2020

Budget Forecasting: How Can This Strategy Boost Your Business?

Any small business has its recurring expenses, like office rent, employee payments, and software. As business operations change from one year to the next, it can feel... Read More
Business Finances
September 18, 2020

Business And Personal Finance: 7 Tips For Separating Your Finances

When putting the financial management in place for your business, one important step shouldn’t be ignored. Separating personal and business finances helps simplify... Read More
Employee Management
September 18, 2020

How To Pay Your Employees: 8 Steps to Process Payroll

As your business grows, you'll eventually reach a point where you can no longer do it all by yourself. Hiring employees will become necessary for any flourishing small... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.