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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
September 22, 2020

Net Sales vs Net Income: Four Main Differences You Should Know About

Just as the distinction between cash flow and profit can be murky, the terms “net sales” and “net income” are often falsely conflated. To create an accurate financial... Read More
Business Owners
September 22, 2020

SmartBiz CEO Talks National Small Business Week

This year’s National Small Business Week is unlike any the United States has experienced. Originally slated for May 3 - May 9, Small Business Week was postponed... Read More
Business Finances
September 22, 2020

Interim Financial Statements: The Fundamentals

Like any good small business owner, you likely want to know how your business is performing on a regular basis. You can use interim financial statements for exactly... Read More
Business Marketing
September 22, 2020

7 Customer Appreciation Gift Ideas

Keeping your clients and customers engaged is key to repeat business. Customer appreciation gifts are a tried-and-true method of strengthening relationships with the... Read More
Business Owners
September 22, 2020

Partnership Vs. S Corp: Differences You Should Know About

When starting a new small business, you may want to figure out whether an S-corporation or partnership is a better business structure for you. Your choice can be... Read More
Emergency Resources
September 21, 2020

How to Sell to Customers During a Global Crisis

There’s a lot of panic in the U.S., with good reason. During the 2020 COVID-19 pandemic, most businesses are not operating “as usual”, which means your sales tactics... Read More
Business Finances
September 18, 2020

Customer Financing: Advantages and Disadvantages

Your business is set up and you’re ready to bring in customers. However, your potential customers are walking away (or abandoning their carts) without finalizing their... Read More
Employee Management
September 18, 2020

6 Top Tips for Internal Communication Plans

Every business needs to effectively communicate internally in order to maintain operations, collaborate between departments, foster company culture, and communicate... Read More
Business Finances
September 18, 2020

Budget Forecasting: How Can This Strategy Boost Your Business?

Any small business has its recurring expenses, like office rent, employee payments, and software. As business operations change from one year to the next, it can feel... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.