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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Employee Management
September 14, 2020

How to Create Company Culture That's More Than a Ping Pong Table in the Break Room

Roughly 56% of employees say they'd be happier working in an office with a positive company culture than receiving a higher salary. Yet, many are still leaving their... Read More
Business Marketing
September 09, 2020

The Power Of Content: Increasing Brand Awareness While Simultaneously Boosting SEO Efforts

Everything from remote work and supply chain management to e-commerce and marketing has changed since COVID-19. While the pandemic has rewritten the script for many... Read More
Business Finances
September 07, 2020

How To Ask Customers To Pay Their Outstanding Balance

Your cash flow depends on invoices being paid in a timely manner. However, not every client or customer will pay the money they owe you on schedule. If asking for... Read More
Small Business Loans
September 04, 2020

SBA Working Capital Loan: Is It the Right Loan for You?

Do you have the working capital necessary to help build – or rebuild - your business? Our guide explains why you need working capital, why an SBA 7(a) loan is the best... Read More
Business Marketing
September 01, 2020

Facebook Marketing Guide For Small Businesses

Almost every small business has been using social media marketing to elevate their brand and increase customer acquisition. Facebook for small business has become one... Read More
Business Stories
August 31, 2020

Business Story: Zeallous, San Francisco

Elijah Collins is one of the San Francisco recipients of the SmartBiz® Boost a Small Business in Need Grant Program. The program was created to empower Black and... Read More
Business Marketing
August 27, 2020

Marketing Plan: 8 Best Steps to Create a Small Business Marketing Plan

Don’t set up your business without developing a clear way to reach customers. Before you launch, create a marketing plan to shape sales strategy and marketing programs. Read More
Business Stories
August 26, 2020

Business Story: Luv Fats Ice Cream, Austin

Chi Ndika is a 25-year-old successful minority business owner in Austin and one of the recipients of the SmartBiz® Boost a Small Business in Need Grant Program. The... Read More
Emergency Resources
August 25, 2020

4 Ways to Finance Payroll When Your Cash Flow is Tight

During times like we’re experiencing right now, making payroll can sometimes be a challenge. When I took my turn as a small business owner several years ago, I felt... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.