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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
September 04, 2020

SBA Working Capital Loan: Is It the Right Loan for You?

Do you have the working capital necessary to help build – or rebuild - your business? Our guide explains why you need working capital, why an SBA 7(a) loan is the best... Read More
Business Marketing
September 01, 2020

Facebook Marketing Guide For Small Businesses

Almost every small business has been using social media marketing to elevate their brand and increase customer acquisition. Facebook for small business has become one... Read More
Business Stories
August 31, 2020

Business Story: Zeallous, San Francisco

Elijah Collins is one of the San Francisco recipients of the SmartBiz® Boost a Small Business in Need Grant Program. The program was created to empower Black and... Read More
Business Marketing
August 27, 2020

Marketing Plan: 8 Best Steps to Create a Small Business Marketing Plan

Don’t set up your business without developing a clear way to reach customers. Before you launch, create a marketing plan to shape sales strategy and marketing programs. Read More
Emergency Resources
August 25, 2020

4 Ways to Finance Payroll When Your Cash Flow is Tight

During times like we’re experiencing right now, making payroll can sometimes be a challenge. When I took my turn as a small business owner several years ago, I felt... Read More
Small Business Loans
August 24, 2020

Black Business Funding: Top Financing Options

Good news: There are now more than 8 million minority-owned businesses in America. Bad news: Minorities are still having a much harder time accessing small business... Read More
Business Marketing
August 20, 2020

How to Grow a Service Business Without Breaking a Sweat

From commercial and residential cleaning to pet grooming to landscaping businesses, the service industry for small businesses continues to grow. However, service-based... Read More
Business Stories
August 18, 2020

Business Story | TriFytt Sports

Before SmartBiz, Andrew had credit card and short term loans with interest rates as high as 20%. With two SBA loans, he’s paid off high interest debt and funded... Read More
Business Credit
August 17, 2020

Consolidate Business Debt: Pros And Cons Of Debt Consolidation

Loans for a small business are often an extremely important part of building a thriving enterprise. Funds can be used for many purposes including working capital,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.