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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Emergency Resources
July 09, 2020

Rebuild Your Business with an SBA 7(a) Loan

There have been many lending programs and grants put into place to help small business owners weather the financial storm caused by the coronavirus pandemic. As the... Read More
Emergency Resources
July 08, 2020

Importance of Effective Business Model Changes During and After Difficult Times

The COVID-19 crisis has turned life upside down for everyone, both personally and professionally. Unfortunately, many small businesses have had to close temporarily,... Read More
Business Finances
July 06, 2020

Bookkeeping vs. Accounting: Main Differences & Similarities

Every business owner should know that although accounting and bookkeeping accounting are both important business functions, there are differences. Both accountants and... Read More
Emergency Resources
July 03, 2020

5 Ways to Keep Your Employees Safe During COVID-19

It all feels rather surreal, doesn't it? Businesses great and small are feeling a financial crunch as the world inches closer and closer to an economic crash. This is... Read More
Employee Management
July 02, 2020

Be Aware Of These Day To Day Operations

Day-to-day business operations are the activities that a business and its employees engage in on a daily basis. These operations are in place to keep a business... Read More
Business Credit
July 01, 2020

What Is A Good Business Credit Score? Guide to Understanding Business Credit Score

It’s important that every small business owners is aware of their business credit scores and actively monitor. These scores are important and can financially impact... Read More
Emergency Resources
June 30, 2020

Small Business Marketing Strategies During COVID-19

Due to the coronavirus, many businesses have been forced to close, many others have lost a significant percentage of customers, and most have been reduced to skeleton... Read More
Small Business Loans
June 29, 2020

Short-Term Business Loans: Learn What You Need to Know

At times, a small businesses may need a short-term loan instead of long-term debt financing. Funds from a short-term business loan can be used in lots of business... Read More
June 26, 2020

SmartBiz Grant Program

SmartBiz Grant ProgramEmpowering entrepreneurs across the United States Apply for a $5,000 grant from SmartBiz At SmartBiz®, we understand the playing... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.