Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Emergency Resources
June 09, 2020

Small Business Budgeting Tips for a Crisis

With millions unemployed and local economies suffering, the current pandemic is revealing just how critical rainy day funds can be in an organization’s survival. Money... Read More
Emergency Resources
June 06, 2020

The Paycheck Protection Program (PPP) Reform Bill: How More Flexibility Impacts Your Loan

On Friday June 5th, the President signed into law bipartisan legislation giving small business owners who received a PPP loan more flexibility in how they spend the... Read More
Emergency Resources
June 03, 2020

May 22 Update: PPP Final Interim Rules Provide Further Forgiveness Guidance

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness directly with the Small Business Administration (SBA). This option is only available to borrowers... Read More
Business Owners
June 03, 2020

For Small Businesses, Growth Must be Strategic

Every small business owner is interested in growth, yet few ever scale up in significant ways. Why is this? And what can you do to make sure your business scales with... Read More
Emergency Resources
June 02, 2020

How a SmartBiz Loans Customer is Thriving During the COVID-19 Pandemic

Off-Road Vixens offers infant, youth, and adult clothing, bearing the the slogan “Girls Get Dirty Too!” The brand targets women into extreme motor sports and other... Read More
Business Finances
June 01, 2020

Factoring Receivables: Guide on Everything You Need To Know

If your small business has unpaid invoices affecting cash flow, factoring receivables can be a good financial solution. In short, business owners work with a company... Read More
Business Owners
May 28, 2020

How To Get A Minority Owned Business Certification

If you are a minority business owner, one step you can take to expand your business is to become officially certified. Corporations, the federal government, and state... Read More
Emergency Resources
May 28, 2020

Reopening Your Small Business: A California Guide

As the curve of the coronavirus cases in California is flattening, focus has shifted from how to contain the deadly virus to how the 2nd largest city in the U.S. might... Read More
Business Marketing
May 27, 2020

10 Great Marketing Campaigns You Can Learn From

Marketing campaigns promote your products and services through different media channels. For example, you might feature a campaign on social media, local radio,... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.