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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Employee Management
May 14, 2020

7 Types Of Small Business Employee Benefits To Consider

Many small businesses struggle to compete with larger companies for talent – especially when it comes to offering benefits. This list outlines required benefits as... Read More
Emergency Resources
May 12, 2020

5 Lessons Construction Businesses Can Learn From COVID-19

The COVID-19 crisis is turning out to be one of the biggest challenges to businesses in recent memory, perhaps even greater than the global economic recession of 2008.... Read More
Business Finances
May 11, 2020

How Much Debt Is Too Much Debt? Debt Management Tips For Small Businesses

When you run a business, whether you’re a startup or you’ve been in the game for a long time, you’re almost definitely going to need to get money from other people at... Read More
Emergency Resources
May 06, 2020

How to Prepare Your Small Business to Start Up Again After the Shutdown has Lifted

If your small business has shut down or dramatically reduced operations during the pandemic, you need solid plans to get up and running again. Here’s a checklist you... Read More
Emergency Resources
May 06, 2020

COVID-19 Grants Available to Small Businesses During the Pandemic

Here are grants and other types of awards and funding available to offset financial losses due to business shutdowns during the coronavirus economic shutdown. ... Read More
Business Marketing
May 04, 2020

Direct to Consumer Marketing: The Ultimate Guide

No matter what industry you're in, you've undoubtedly heard the buzz about direct-to-consumer (DTC) marketing. But what does DTC really mean, and how can you make this... Read More
Business Marketing
May 04, 2020

How to Get Customer Reviews for Your Business

No matter what type of business you run, customer reviews are essential to the success of your company. But how should you encourage customers to share their opinion... Read More
Employee Management
May 01, 2020

Expert Interview: Tips to Stay Connected to Small Business Remote Teams

SmartBiz® is dedicated to helping small business owners across the U.S. Our financial professionals are working with banks in our network to help customers apply for... Read More
Employee Management
April 29, 2020

Workplace Morale Boosters: Try 15 Fun Ideas

When your employees have low morale, their work is likely to suffer. Disengaged employees tend to miss more days of work and have lower productivity levels, which can... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.