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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Small Business Loans
September 19, 2022

Can You Get a Long-Term Business Loan Without Great Credit? Here's What You Need to Know

If your business goals mean you need funding, you might worry that... Read More
Small Business Loans
September 15, 2022

Small Business Loan Repayment: 7 Easy Steps to Pay It Back

Whether you’re expanding a business or upgrading your equipment, there’s... Read More
Business Stories
September 14, 2022

Cleaning Up With Doo Doo Squad

The SmartBiz® team works with thousands of creative small businesses.... Read More
Business Finances
September 12, 2022

Break-Even Analysis: What it is and How to Calculate it

When you’re starting or growing your business, you want to have the... Read More
Small Business Loans
September 09, 2022

SBA Loans vs. Alternative Loans: What's Best for You?

As a business owner ready to expand, you’ll find a plethora of small... Read More
Business Finances
September 08, 2022

How to Lower Your Bills: 12 Ways to Reduce Monthly Costs

Here is the scenario: You sit down to review your company’s spending... Read More
Small Business Loans
September 05, 2022

How to Fill Out a Personal Financial Statement - SBA Form 413

A Small Business Administration (SBA) loan is often one of the best... Read More
Small Business Loans
September 01, 2022

Business Loan Rejection: 10 Potential Reasons Why

One of the first things you’ll likely consider when starting or... Read More
Small Business Loans
August 29, 2022

Short-Term Working Capital Loan: SBA CAPLines and Alternatives

If your small business needs funding, a short-term loan can help. A... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.