Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Artboard 1

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Artboard 1_1

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Artboard 1_2

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Small Business Loans
July 22, 2022

SBA Grant vs. Loan: What are the Differences?

If you’re looking for funding for your small business, you have a number... Read More
Business Owners
July 22, 2022

Infographic: August is National Black Business Month

August 1, 2022 marks the beginning of National Black Business Month.... Read More
Small Business Loans
July 19, 2022

What is a Prepayment Penalty and What to Look Out For

Looking for a business loan? Be sure to ask about prepayment penalties.... Read More
Small Business Loans
July 19, 2022

Types of Business Loans: Your Guide to the Perfect Pick

Choosing the right business loan can often mean the difference between... Read More
Small Business Loans
July 19, 2022

Small Business Term Loans Pros and Cons

Securing funding to fuel growth for your small business can be complex.... Read More
Small Business Loans
July 19, 2022

Loans for Business Expansion: Here's What You Should Know

It’s a cause for celebration when your small business finds success in... Read More
Business Finances
July 18, 2022

Pros and Cons of Cosigning a Loan: Things to Consider

Cosigning a loan is a significant financial decision that you shouldn’t... Read More
July 18, 2022

What is a prepayment penalty and what to look out for

Looking for a business loan? Be sure to ask about prepayment penalties.... Read More
Small Business Loans
July 15, 2022

Which Loan is Best For a Small Business? 8 Kinds of Loans

Many types of loans are available for borrowers seeking financial... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.