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October 17, 2022

How to Scale a Business: 7 Strategies For Your Small Business

A successful small business will typically bring you increased revenue over time. Scaling your business is not exactly the same as growing a business. Read on to learn... Read More
October 16, 2022

National Women's Small Business Month 2022

October is National Women's Small Business Month, which is a time to recognize and celebrate the creative female entrepreneurs who have started a small business... Read More
October 14, 2022

Small Business Loan Options Post-Hurricane Ian

At SmartBiz®, we recognize that small businesses are the backbone of America. Recently, entrepreneurs in Southwest Florida faced an unbelievable challenge that is... Read More
October 13, 2022

Prepare for Small Business Saturday Now

Every Thanksgiving, the media focuses on the madness that is Black Friday. Expensive print and broadcast commercials promote Black Friday sales and local news programs... Read More
October 13, 2022

Tips on how (and why) to freeze your credit report at all 3 bureaus

Let’s say you’ve received notifications about your business credit activity or your business has recently been the victim of identity fraud. In either case – or if... Read More
October 11, 2022

11 Ways a Small Business May Navigate Business Seasonality

Seasonal companies are generally those that carry products with consumer demand during certain parts of the year. Even small businesses that aren’t explicitly seasonal... Read More
October 07, 2022

How to prevent bad credit from hurting your business

If you’re running a business, then you have both a personal and business credit score. These scores play a big role in things like: Whether or not you can qualify for... Read More
October 05, 2022

Cash Flow Forecast: What it is and Why it's Important

As a small business owner, you need a deep understanding of your business finances. You need to understand your profit and loss statement; you need a rock-solid plan... Read More
October 03, 2022

Cybersecurity for Small Businesses

As a small business owner, you might think that cybersecurity concerns are just for the big guys. After all, data crimes that make the news are usually for... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.