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  • Financing solutions

    Connecting small business owners with financing solutions

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    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

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    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Small Business Loans
September 13, 2018

5 Steps to Apply for a Small Business Loan

Applying for a small business loan can be daunting, but we’ve put... Read More
Business Owners
September 11, 2018

Infographic: What Small Business Owners are Thinking

You may think it’s just large employers, like IBM or Target, that drive... Read More
Small Business Loans
September 10, 2018

What to Consider Before Taking Out a Small Business Loan for Your Business

If you’re a small business owner, paying overhead, employees, and... Read More
Business Finances
September 06, 2018

How to Value a Small Business

Do you know what your small business is worth? If you’re buying or... Read More
Business Credit
September 03, 2018

Finding the Right Credit Card for Your Small Business

Small business credit cards help fund small to midsize businesses. In a... Read More
Business Stories
August 31, 2018

Automobile Repair Business Story: Rich’s Collision, LLC

If you’ve been in a fender bender and live in the Adamsville, Alabama... Read More
Business Stories
August 30, 2018

Bernard’s Bespoke: How to Grow a Clothing Business

As Shakespeare wrote, “Apparel oft proclaims the man.” Bernard Burger... Read More
Business Marketing
August 29, 2018

Best Ways to Sell on Instagram for Shopify

A Canadian online retail company Shopify is now one of the most popular... Read More
Business Owners
August 27, 2018

5 Benefits of General Liability Insurance Every Business Owner Should Know

It’s a sad reality that most small businesses today remain unprotected... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.