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  • Financing solutions

    Connecting small business owners with financing solutions

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    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Marketing
August 28, 2019

4 Important Things You Aren’t Doing with Your Content

So, you are a smart and innovative small business owner who recognizes... Read More
Business Finances
August 27, 2019

Inventory Management for Small Business Explained

Inventory tracking and management is an essential part of business... Read More
Business Stories
August 21, 2019

Business Story: PixelCutLabs, LLC

While speaking with SmartBiz customer Brennen Bliss, he received... Read More
Business Owners
August 20, 2019

How to Write Compelling Business Proposals to Win More Clients

If you own a B2B company, proposals may play an important role in your... Read More
Business Marketing
August 19, 2019

Small Business Strategies for Back-to-School 2019

Back-to-school spending is expected to reach $27.8 billion this year!... Read More
Business Owners
August 13, 2019

5 Factors to Help Your Retail Store Succeed

Retail establishments face a tough time these days. Online super giants... Read More
Small Business Loans
August 12, 2019

Interest Rates Drop for Small Business Loans

In February 2020, the Federal Reserve lowered the benchmark interest... Read More
Business Stories
August 09, 2019

Sandoval Tax Business Story

Business owner Joel Sandoval was facing an issue many entrepreneurs... Read More
Business Marketing
August 08, 2019

8 Direct Marketing Strategies You Can Benefit From

There are so many different marketing channels today, it can be tough to... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.