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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Technology
July 31, 2019

4 Practical Storage Options for Your Business

Running a business requires creating a lot of paperwork and a lot of data. Some of this information needs to be retained because of mandates to do so by government... Read More
Business Finances
July 26, 2019

9 Ways to Grow a Business

Growing a business is hard—it takes a considerable amount of time and a lot of effort. There are plenty of strategies out there that can help entrepreneurs grow their... Read More
Business Marketing
July 23, 2019

8 Impactful Tips to Increase Your Website Traffic

Are you looking for a way to increase your website traffic on your own? Many small businesses and marketing professionals are using specific marketing strategies to... Read More
Business Owners
July 18, 2019

Mid-Year Check Up List for Small Businesses

Here come the holidays! Well, not quite yet…but 2019 is more than halfway over. Now is a great time to step back and evaluate your business. When you’re caught up in... Read More
Business Marketing
July 16, 2019

How to Respond to Customer Reviews the Smart Way

In this digital age, you simply can’t ignore online reviews. If you do, your brand image can be tarnished and, more importantly, you can lose business. Consumers go to... Read More
Business Marketing
July 12, 2019

How to Advertise My Business Locally the Smart Way

There are a lot of DIY ways to help local consumers find you when they’re searching for products and services online - and many are free or very low cost! These 12... Read More
Business Marketing
July 11, 2019

How to Write Effective Re-Engagement Emails

Getting your email subscriber list populated is a hard task to do. Getting the names through CRM or asking your website visitors to subscribe to your newsletter can... Read More
Business Finances
July 10, 2019

What Is an Accounts Receivable Credit Line?

One of the main reasons businesses go under is because of cash flow problems. The cash flow issue can be solved by improving operations and using the right financing... Read More
Business Marketing
July 09, 2019

The Difference Between SEO and ORM and How to Effectively Use Both

Does your small business need Online Reputation Management (ORM) or Search Engine Optimization (SEO)? What is the difference between SEO and ORM? Can you effectively... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.