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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Credit
June 10, 2019

Do’s And Don’ts For Your Business Credit Score

Your credit score is an extremely important number. It plays a huge role in determining whether or not you can buy a house or take out a loan. If you’re a small... Read More
Business Owners
June 06, 2019

5 Emergency Preparedness Tips for Small Businesses

No business owner wants to imagine everything they've worked hard for washing away or going up in smoke. But given the severity of natural disasters, those who fail to... Read More
Business Finances
June 04, 2019

Long-Term Financing to Protect Your Commercial Real Estate Property

The current economic expansion, the longest in U.S. history, has been made possible in part by the growth of small businesses. Consumer confidence is high, interest... Read More
Business Technology
May 29, 2019

10 Reasons Shoppers Abandon Shopping Carts Before Purchasing

Since the Internet first launched, online retailers have been trying to figure out what causes shoppers to abandon their carts before completing a purchase. According... Read More
Business Marketing
May 28, 2019

12 Internet Marketing Strategies That Skyrocket Your Business

In 2018, the United States had close to 275 million internet users. This figure is projected to grow to 310.1 million internet users in 2022 with the United States... Read More
Business Finances
May 24, 2019

5 Most Important Financial Policies and Procedures for Small Business

A policy is a written set of ideas or plans used to make decisions. No matter what type of business you own, there are lots of workplace policies you should have in... Read More
Business Stories
May 23, 2019

Business Story | Skate XS

You never know when inspiration will hit! The founder of Skate XS got the idea for his business from his 6 year old son. Learn how this creative business is growing... Read More
Business Finances
May 21, 2019

10 Rapid Business Growth Problems You Should Be Aware Of

Fast-growing businesses can face financial, legal, staffing, and supplier issues. Don’t get blindsided, check out these rapid growth problems and tips on how to avoid... Read More
Employee Management
May 20, 2019

10 Valuable Human Resources Best Practices

Even if you don’t have an HR department with a professional in charge, it’s important to focus on your employee-related processes so that you can hire and retain the... Read More

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Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.