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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Finances
August 27, 2019

Inventory Management for Small Business Explained

Inventory tracking and management is an essential part of business health, and it’s continuously evolving as manual processes become automated and streamlined. With so... Read More
Business Owners
August 20, 2019

How to Write Compelling Business Proposals to Win More Clients

If you own a B2B company, proposals may play an important role in your customer acquisition process. An effective proposal can win you profitable clients but without... Read More
Business Marketing
August 19, 2019

Small Business Strategies for Back-to-School 2019

Back-to-school spending is expected to reach $27.8 billion this year! That averages out to $519 per student for children in grades K to 12, according to Deloitte’s... Read More
Business Owners
August 13, 2019

5 Factors to Help Your Retail Store Succeed

Retail establishments face a tough time these days. Online super giants make it difficult for mom and pop shops to compete. However, trends toward shopping locally are... Read More
Small Business Loans
August 12, 2019

Interest Rates Drop for Small Business Loans

In February 2020, the Federal Reserve lowered the benchmark interest rate a half of a percentage point. This will bring the Prime Rate down from 4.75% to 4.25%. ... Read More
Business Marketing
August 08, 2019

8 Direct Marketing Strategies You Can Benefit From

There are so many different marketing channels today, it can be tough to choose the right one to promote your business. However, there is a time-tested marketing... Read More
Employee Management
August 07, 2019

Why Offering Remote Work Helps Employee Retention

As your small business starts to grow, you will need to expand your team. In general, this is good news. It means your business is healthy and heading in the right... Read More
Business Owners
August 02, 2019

4 Techniques to Help Make Your Small Business More Efficient

Running a small business can be one of the most difficult ways to make a living. In fact, only half of businesses make it past the five-year mark. Staying in business... Read More
Employee Management
August 01, 2019

7 Efficient Tips for Onboarding New Employees

Even though it takes time, effort, and dedication to make onboarding a smooth experience for new employees, it’s also a very rewarding and exciting time for your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.