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  • Financing solutions

    Connecting small business owners with financing solutions

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    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Small Business Stories

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  • How it works

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    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Employee Management
October 25, 2019

8 Tips Creating a Positive Work Environment

Happy employees are generally loyal and productive employees. They tend... Read More
Business Marketing
October 25, 2019

Customer Empathy Map: What You Should Know

A customer empathy map is a collaborative tool used to better understand... Read More
Business Owners
October 22, 2019

Where to Shop in Los Angeles on Small Business Saturday 2019

When you’re ready to do some holiday shopping in Los Angeles, skip the... Read More
Employee Management
October 17, 2019

HR Services For Small Business

Small business owners know that the most important asset to a business... Read More
Business Marketing
October 17, 2019

Where To Advertise Online: 8 Top Places

There are dozens of options to choose from when you're considering where... Read More
Business Marketing
October 17, 2019

Why and How You Should Have Videos In Your Content Marketing Strategy

The role of video in content marketing is a significant one. There’s no... Read More
Employee Management
October 16, 2019

14 Different Types of Management Styles Explained

Leadership skills are crafted through practice and hard work. However,... Read More
Business Owners
October 15, 2019

Where to Shop in San Francisco on Small Business Saturday 2019

This Small Business Saturday, the SmartBiz team is sharing our top picks... Read More
Business Owners
October 11, 2019

When the Word No Becomes the Most Motivating Word You Hear in Business

As a business owner, seeing or hearing the word NO can feel like a... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.