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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Finances
May 11, 2021

4 Things to Think About When Scaling Your Business

Running a small business is a challenging endeavor. Cold, hard stats say that 50% of small enterprises go under during their first year, while a stunning 95% of... Read More
Business Finances
May 10, 2021

Business Debt Relief: How to Handle Small Business Debt

It’s common for small businesses to suffer from too much debt, especially during the 2020/2021 pandemic. Being unable to meet your debt obligations can be stressful... Read More
Emergency Resources
May 10, 2021

How to Rebuild During the Coronavirus Pandemic 2021

The COVID-19 outbreak has caused financial havoc around the globe, leaving many U.S. small-business owners struggling to survive or rebuild. Check out our Impact of... Read More
Small Business Loans
May 10, 2021

Merchant Cash Advances: A Complete Guide

Upfront, a merchant cash advance sounds appealing to help shore up cash flow for business owners. A merchant cash advance provides a quick solution for those in need... Read More
Small Business Loans
May 10, 2021

Merchant Cash Advances: A Complete Guide

Upfront, a merchant cash advance sounds appealing to help shore up cash flow for business owners. A merchant cash advance provides a quick solution for those in need of ... Read More
Small Business Loans
May 07, 2021

Small Business Equipment Financing Guide

Equipment can make or break your small business. You might need computers or copiers, machinery, or vehicles to run your operations. But how can the average business... Read More
Small Business Loans
May 05, 2021

How the SBA Helps Small Business Owners in 2021

SBA stands for the Small Business Administration. You’ve probably heard of their funding programs but this government agency offers much more, especially during the... Read More
Business Owners
May 03, 2021

4 customer experience trends that will shape 2021 and beyond

Customer experience has become the center of all activities for all major brands. They have realized that it can be a major differentiator — one that is more powerful... Read More
Business Stories
April 30, 2021

Anthony Baptista: Civil Matters Business Owner Story

Anthony Baptista has served in celebrity protection details from Los Angeles to Las Vegas, worked as a first responder nationwide, and was “in the trenches” of the... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.